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KiwiSaver for employers

Saving through the workplace makes it easier for people to save consistently for their retirement. As KiwiSaver is administered through the workplace, employers play an important part in KiwiSaver and have a number of obligations.

How KiwiSaver works

Employees between the age of 18 and 65 will be automatically enrolled in KiwiSaver when they start a new job* (unless you have a similar scheme approved by the Government Actuary). They then have from the end of week two through to the end of week eight to decide if they wish to remain in KiwiSaver or opt out

KiwiSaver for employees

If you’re an employee, there are a number of things you should know about KiwiSaver including how it works, the benefits KiwiSaver offers and whether it’s right for you.

How KiwiSaver works

If you’re aged between 18 and 65 you’ll be automatically enrolled in KiwiSaver when you start a new job* (unless your employer has a similar scheme approved by the Government Actuary).  You then have from the end of week two through to the end of week eight to decide if you wish to remain in KiwiSaver or opt out.

KiwiSaver for the self-employed, under 18s and those not working

How to join KiwiSaver if you are:

Self-employed
Under 18
Not working

Self-employed

Just because you’re self-employed doesn’t mean you have to miss out on KiwiSaver and some of the great benefits it has to offer. To join KiwiSaver, you’ll need to select a scheme provider and apply directly. You’ll need to check the minimum contribution amount and the conditions of your membership with your scheme provider (you can do this by requesting a copy of their investment statement).