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Do you like the idea of paying off your mortgage as fast as possible while still enjoying a comfortable lifestyle? Rachael, our Smarter Mortgage Lady can help you with that! She utilises a unique process to restructure your finances, creating flexibility and certainty, and enabling you to achieve your financial goals. Rachael's philosophy is that having a Smarter Mortgage saves you time and money. Rachael holds a New Zealand Certificate in Financial Services (Level 5) specialising in Residential Lending.